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Competitive Rates!
   as low as
4.25 %
  Recreational Loans
   as low as
5.00 %
  Home Eq. Loans
   as low as
6.50 %
  Auto Loans
   as low as
3.25 %


We are defined by our community!

Very few banks are defined by their communities in the same way that a community-chartered credit union is.  What do we mean by this?  Credit Unions, when they are chartered, must define a "field of membership".  In other words, credit unions define who they are serving, and are tasked with focusing only on the needs of that group.  Sometimes a field of membership may simply be the employees of a particular company or organization (like a school district).  Other times, a field of membership might be broader, such as those who live in a particular geographic area.  In our case, Delta County Federal Credit Union serves those who, "Live, work, worship or attend school in Delta County, Colorado". 

Why do we tout this as an advantage?  Simple, when we know who we are serving, and that field of membership is well-defined and limited geographically, we get to really know our community and the needs of our community.  The well-being of the Credit Union is completely tied to the well-being of our membership - and that's good for everybody.  We are home grown and focused fully on our home community.  We hope you see the benefit!

what's new

New for the New Year! 

The New Year will bring with it some positive moves by your Credit Union...  We will launch our Facebook page in January.  By "liking" us on Facebook you will have yet another way to keep in touch with your Credit Union.  We will use this medium to communicate with members about products, services, upcoming events, and to educate members about important matters relevant to their financial health.  Stay tuned for an announcement of our Facebook page launch!

One other exciting enhancement we will be offering to our mobile banking users is the ability to deposit checks through our mobile app, using a service called "Remote Deposit Capture".  By logging into the appropriate section of our app, and snapping photos of the front and back of a check, members will be able to deposit checks into their credit union account, anytime from anywhere!  Look for our RDC launch announcement soon!

We are proud to be a two time winner of the Delta County Independent's reader's poll for 

"Best Bank/Credit Union"!
Readers Choice


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Annual Credit

NADA Guides

Contact Us

Delta Office
100 Circle Drive 
Delta, CO 81416

Phone: 970-874-7674 
Fax: 970-874-5241

Hotchkiss Office
120 N. 6th St., PO Box 480 
Hotchkiss, CO 81419

Phone: 970-872-4277 
Fax: 970-872-6607

Cedaredge Office
PO Box 990                               Inside Cedaredge Food Town
Cedaredge, CO  81413

Phone: 970-856-4901 
Fax: 970-856-4903

Report Debit Card Lost/Stolen

Report Credit Card Lost/Stolen

Member Service - Credit Cards

Re-activate "statused" debit card
Call 874-7674 after hours for number.

DCFCU ABA/Routing # 302174977

More Information »

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