Main Content
hamburger menu
Select the search type
  • Site
  • Web
Search
en-USes-MX

Rates & Fees

Skip Text

Loan Rates

Effective Date: January 4th, 2021 - Does not reflect current special offers.

Vehicle Rates: Cars, Trucks, SUVs, Motorcycles, Motor Homes
New - 2021 - 2020 as low as 3.50%* up to 72 months
Used - 2019 & Older as low as 4.50%* terms vary based on year
Titled other Collateral - rvs, campers, boats, atvs, utvs, snowmobiles, trailers, tractors, equipment
New - 2021 - 2020 as low as 5.50%* up to 72 months
Used - 2019 & Older as low as 6.25%* terms vary based on year
 
Personal loans
Unsecured as low as 9.50%* $5,000 maximum up to 36 month term
Visa Credit Card 14.25%
Overdraft line of Credit 15.00%
Mortgage loans - call for terms and conditions
Mortgage as low as 2.25%*
Home Equity as low as 3.75%*
   
Share secured
Share Savings 2.75%* above current savings product rate
Certificate of deposit 2.75%* above current certificate deposit rate


*annual percentage rate. rates are subject to change. rates and terms are based on credit experience. all loans subject to members qualification. some restrictions may apply.

 

Deposit Rates

Effective: December 16, 2020

Share/Savings Annual Percentage Yield Dividend Rate Minimum Deposit
Shares 0.01% 0.01% $25.00 to open
$50.00 to earn dividend
Youth Savings 0.05% 0.05% $5.00 to open
dividends earned up to $1500.00
Share Draft/Checking APY Rate Min. Deposit
Checking
$1000 average balance must be maintained to earn dividend
0.00% 0.00% $100 minimum to open
Money Market APY Rate Min. Deposit
Money Market Checking 0.00% 0.00% $5,000 minimum to open
Money Market Savings 0.01%
0.05%
0.10%
0.01%
0.05%
0.10%
$2,500 minimum to open
$25,000- $74,999
$75,000 plus
Share Certificates/cds APY Rate Min. Deposit
3 Month  (youth members only) .250% .25% $250.00
6 Month .150% .15% $2,500.00
1 Year .200% .20% $2,500.00
18 Month .250% .25% $2,500.00
2 Year .300% .30% $2,500.00
3 Year .450% .45% $2,500.00
5 Year .500% .50% $2,500.00
Health Savings APY Rate Min. Deposit
$1,000 average balance must be maintained to earn dividend 0.05% 0.05% $100 minimum to open
Traditional & Roth Ira APY Rate Min. Deposit
Ira Savings 0.10% 0.10% $25.00
3 Year Share Certificate .551% .55% $2,500.00
5 Year Share Certificate .601% .60% $2,500.00


rates are subject to change
early withdrawal penalties may apply

 

Fee Schedule

Effective 02/01/2021
Share Value/Membership fee
Par value of one share deposit $25.00
One time membership fee $5.00
Share Savings fees (min. opening deposit $25)
Atm Card - annual fee $12.00
Atm Card replacement $10.00
Atm Card pin reissue $5.00
Atm withdrawals (over 6 per month) $2.00/ea.
Share Draft Checking fees (min. opening deposit $100)
Statement fee per cycle (mailed) $3.00
Visa Debit Card - annual fee $15.00
Visa Debit Card replacement $10.00
Visa Debit Card pin reissue $5.00
Atm withdrawals (over 6 per month) $2.00/ea.
Checks varies
NSF $35.00
Stop payment $35.00
Image Check Copy $2.00
Money Market Checking fees (min. opening deposit $5,000)
Statement fee per cycle (mailed) $3.00
Checks varies
NSF $35.00
Stop Payment $35.00
Image Check Copy $2.00
Money Market Savings fees (min. opening deposit $2,500)
Fee for exceeding authorized number of transactions per statement cycle $10.00/ea.
Health Savings Account fees (min. opening deposit $100)
Set up fee $25.00
Monthly fee $2.00
Close account fee $25.00
Visa Debit card - annual fee $15.00
Visa Debit card replacement $10.00
Visa Debit card pin reissue $5.00
Checks varies
NSF $35.00
Stop Payment $35.00
Image Check Copy $2.00
Loan fees
Late fee - Consumer Loan $15.00
Late fee - Mortgage Loan $50.00
Loan Application fee $20.00
Mortgage Payoff Request $25.00
Visa Credit Card application fee $20.00
Visa Credit Card replacement fee $10.00
Other Service fees
Ach Origination set-up $10.00
Account: Early closure within 90 days $12.50
Account: Re-open within 90 days $10.00
Account: Inactive - annual $35.00
Account Reconciliation - per hour $25.00
Account Research - per hour $25.00
Bag - locking $25.00
Bag - zippered $5.00
Bag - locking - key replacement $10.00
Bill pay - rush payment fee $4.95 - $19.95 based on delivery option
Bill pay - gift pay fee $2.99
Bill pay - donations fee  $1.99
Fax Transmission - per page $1.00
Copies Per Page .25
Garnishment/levy $75.00
Loose coin 5% face
Official Credit Union Check - under $1,000 $1.50
Official Cedit Union Check - over $1,000 $3.00
Notary n/c
Online banking/bill pay/estatements n/c
Returned Deposit - per item $10.00
Remote Deposit Capture – per check* .75
Returned Deposit – Per Item $10.00
Returned Mail $7.00
Statement print out $3.00
Verification of deposit - loan account $10.00
Wire transfer - domestic - in/out $35.00
Wire transfer - international - out $50.00
*RDC requires 90 days of member history for eligibility  

point

Top

You are leaving Delta County Federal Credit Union

By clicking Continue, you will be taken to a website that is not affiliated with Delta County Federal Credit Union. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Delta County Federal Credit Union's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Delta County Federal Credit Union.

Continue
×

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...

Continue
×

Usted está dejando Delta County Federal Credit Union

Al hacer clic en Continuar, se le llevará a un sitio web que no está afiliado con Delta County Federal Credit Union. Tenga en cuenta que ya no estará sujeto a las políticas de privacidad y seguridad del sitio web de Delta County Federal Credit Union ni estará bajo la protección de las políticas de privacidad y seguridad. Le recomendamos que lea y evalúe las políticas de privacidad y seguridad del sitio en el que está ingresando, que pueden ser diferentes de las de Delta County Federal Credit Union.

Continue
×

Unsecure Correo Divulgación

AVISO: Esta información no está encriptada. Por favor no incluya ninguna información privada personal, como números de cuenta, información de saldo, o números de seguridad social en su mensaje para nosotros. Si usted necesita para proporcionar este tipo de información, póngase en contacto con nosotros directamente en los números de teléfono que aparecen, o envíe un correo electrónico y pedir que nuestro contacto representante ti. O, si usted es un cliente de banca en línea, puede enviar un mensaje seguro, acceda a su cuenta bancaria en línea.

Continue
×