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At Delta County Federal Credit Union you are more than a customer - you are a member/owner - and as such your relationship with us is a bit different than with a bank. If you like the idea of your financial institution having no motive greater than serving its member's needs, then please join us! We are federally chartered, your deposits are federally insured for up to $250,000 by NCUA (National Credit Union Association), and we are governed by a member-elected volunteer board, and are not-for-profit.

We are a membership organization and prior to admittance we must first determine if you meet eligibility requirements. Our "field of membership" includes:

  • Persons who live, work, worship or attend school in Delta County, Colorado - or members of their immediate families.
  • Businesses and other legal entities doing business in Delta County, Colorado.
  • Organizations of such persons, operating in Delta County, Colorado.

To join the credit union you will need to visit one of our offices in person and provide:

  • An un-expired, government-issued photo ID, or
  • U.S. or foreign passport.

You will also need to fill out a membership application and provide the following personal information: (To speed up the process you may click here and fill out, print and bring in an Account Card.)

  • Physical address, and mailing address, if different.
  • Social Security Number.
  • Date of Birth

A financial investment in the credit union is required to secure membership. This includes:

  • A $1 membership fee. This is a non-refundable fee.
  • A $25 share of ownership. Your share of ownership will earn interest and will appear as part of your balance in your Share account (savings account), however, this share will not be available for withdrawal until or unless you relinquish membership in the credit union.

Once membership is attained, accounts may be opened. Accounts may have minimum opening deposit requirements, separate from the membership fee and cost of the share of ownership. For a comparison of account types and details visit the 'Accounts' tab on this website or click here.

*The USA PATRIOT Act requires credit unions to take extra security precautions to help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. These procedures are designed to prevent crimes, such as identity theft and account fraud that terrorists commit to finance their operations against the U.S. and its citizens.

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