Online Banking Login



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Privacy & Security

Electronic Services

Online Banking & Bill Pay

Online Banking

Delta County Federal Credit Union offers FREE Online Banking services to any member who requests the service. Online Banking (OLB) and Bill Pay services may be accessed via any electronic device capable of accessing the Internet.  The OLB login portal is located on the home page of our website ( OLB may also be accessed via our Mobile App which is available for free download from the Apple App Store or Google Play. For details on the Mobile App, click here.

Features: Using OLB, a member may view account detail and history, transfer funds between accounts, sign up for and view eStatements, re-order checks, establish parameters for warning notifications, send a secure message to the Credit Union, and even download PDF versions of account statements. Account information and history is viewable from the date the OLB account is established, however, account information prior to sign up will not appear in archive.

To sign up for OLB:  You must first be a member of Delta County Federal Credit Union. (Click here for information on joining!)  Members wishing to apply for one or both of these services have two options:

1)  Visit a Member Services Representative (MSR), in person, at either DCFCU office to sign the appropriate paperwork.  Your MSR will provide you login instructions, including username and temporary password.

2)  Click the “Enroll” link on the home page of this website.  This link is located underneath the Online Banking login button.  Print and fill out this form and then return it to the Credit Union either in person or via fax to: 872-6607, 874-5241 or 856-4903.  Please do not email this request as you will be asked to provide account number information and email is not a secure delivery method.  Once you are set up on our internal systems, an MSR will provide you, via email, the information you will need to get started.  

Security: Our OLB service is technically very secure, and is hosted by Fidelity Information Services (FIS) our core processor, which maintains significant physical and electronic barriers to intrusion; however, human error or carelessness can create an unnecessary risk for users of our OLB service. When using OLB please observe the following security protocols:

  • Do not access OLB via any unsecured wireless network – whether a home network or public network. Such networks are easily accessed by unscrupulous individuals, opening you to unnecessary risk.

  • Keep passwords strictly private, do not write them down where they might be discovered, and create a password which includes reasonable complexity (for instance, incorporating a mix of capital and lower case letters, numbers and symbols) – the more complex the password, the less likely it is to be broken by an unauthorized party!

  • In addition to establishing complex passwords, we strongly recommend that you institute an access code on all of your devices – a code without which the device cannot even be accessed.

  • When you have finished using OLB, click the "close" button to assure that you have logged out of the program, otherwise the program may remain active until it "times out".

We recommend a strong anti-virus, anti-spyware, anti-malware software program be installed on your access device, regardless of whether that device is a desktop computer, laptop computer, tablet, smart phone or Kindle reading device.

Online Bill Pay

Our Bill Pay Service is an optional and FREE component of our Online Banking Service. Bill Pay functionality allows a member to make payments to any company or individual established by the member in the system as a payee. Payments may be "one time" or "recurring" and every detail of the payment may be honed by the payee. Payees and payments may be added, deleted or edited at will and scheduled payments may be cancelled at any time prior to the issuance of payment.

When a payment order is established within Bill Pay the member will select a date for the payment to be sent. When a 'send date' is selected the system will estimate the date of receipt by the receiver. Transmission of payments typically takes 3-7 business days, depending on whether your payment is sent to the receiver electronically (an ACH), as it often is with large institutional recipients, or if it is sent via paper check and US Mail, as is typical for smaller businesses and individual recipients. Members should take care to send payments with sufficient time for them to arrive and be processed by the payment due date, in order to avoid possible late fees imposed by the recipient. Important note: The Bill Pay user will be debited for the payment order on the "send" date for electronic (ACH) payments, but for items sent via paper check, the user's account will be debited once the recipient has deposited the check and it has cleared the Credit Union.

Members may set up payment alert notifications for upcoming bills or pending payments. Some payees (typically larger institutional payees) even allow the member to request electronic statements via the Bill Pay Service and these billers may send payment reminders directly to the Bill Pay Service. A history of past payments is available to view for each payee established within the Bill Pay Service.

To sign up for the Bill Pay Service simply log into our On Line Banking service, click on the "Money Movement" tab, followed by the "Bill Pay" sub-tab, and follow the instructions. Delta County Federal Credit Union charges no fees for this service.

© Copyright 2020 Delta County Federal Credit Union. All Rights Reserved.  Terms of Use  Site Map

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NOTICE: This information is not encrypted. Please do not include any private, personal information, such as account numbers, balance information, or social security numbers in your message to us. If you need to provide this type of information, please contact us directly at the phone numbers listed, or send an e-mail and ask that our representative contact you. Or, if you are an Online Banking customer, you may send a secure message by logging into your Online Banking account.


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