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ATMs

Delta County Federal Credit Union maintains two 24-hour ATMs in Delta County – one at the Delta office and another at the Hotchkiss office. Our ATMs are located outdoors, just to the left of our entrance doors, are well lighted, and ADA compliant, featuring easy access as well as offering features to assist those with vision or hearing impairments. 

Members may conduct up to five transactions, and withdraw a total of $300, in any 24 hour period, based on the balance in the account associated with the ATM or Visa Debit Card being used. The Credit Union grants six fee-free ATM cash withdrawals per month, regardless of whether the ATM is Credit Union operated or not. After six ATM cash withdrawals per month the Credit Union charges a fee of $1 per transaction. Keep in mind that most ATM owners impose a surcharge fee for use by the general public. Surcharge fees are tacked on to the amount of the cash withdrawal and typically range from $2-$5. The Credit Union will not cover surcharge usage fees imposed by ATM owners. Co-Op ATM Network

When traveling outside of the Delta County Area, look for ATMs participating in either the Co-op  network or the Allpoint network. ATMs participating in these networks will waive surcharge fees for DCFCU members. To search ATMs in these networks, simply click the relevant logo on this page, follow the link, and enter your search criteria.  Also be aware that our Mobile Banking app 

has a "Fee-free ATM Locator" feature - great for when you are on the road! In addition to surcharge-free cash withdrawals on these networks, members may also make deposits at any Co-op network ATM which accepts deposits. Participating depository ATMs can also be located using the aforementioned Mobile Banking app locator feature.

The Credit Union charges a surcharge fee of $2.50 for use of Credit Union ATMs by non-members, or for use by members using a card not issued by Delta County Federal Credit Union.

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