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Recreation Loans

Our recreational loan category is collateral-based and allows us to provide affordable funding for such items as: RVs, campers, boats, motorcycles, dirt bikes, trailers, ATVs, Razors, snowmobiles, jet skis and other similarly titled or licensed items. 

As with any personal loan, we require that a consumer loan application be completed ($15 application fee applies). Loan approval is based upon the member’s credit worthiness as determined by factors such as credit report, debt to income ratio, history with the Credit Union, amongst other factors.

It is often possible for a member who originally financed a recreational purchase through another higher-rate lender to refinance through the credit union for a savings. For both purchase and refinance of recreational collateral we recommend members speak directly to one of our lenders.

To view our current loan rates, please click here.

To fill out a Consumer Loan Application, please click here.  Once completed, please bring application to a lender at any of our offices.  You may also fax the application to the Delta office at: 874-5241, the Hotchkiss office at: 872-6607, or the Cedaredge office at: 856-4903.  Please do not send via email for security reasons. (If not submitted in person, signed original application, filled out in blue or black ink, must be provided to CU prior to loan closing).

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