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Loans

Mortgages

Delta County Federal Credit Union is in the business of offering affordable mortgage loans to our qualifying members. We offer two principal mortgage loan types:

  • Up to 30 year amortized with a 5 year balloon (meaning the loan can have repayment terms calculated on a 30 year repayment term, however, the loan would need to be re-written at 5 year intervals).
  • Up to 15 year fixed (no balloon).

Our mortgage loan approvals are quick because decisions are made right here in Delta County! One benefit of borrowing at your Credit Union is that, in making our lending decisions, we don’t just consider your credit score and debt to income ratio, but also your history with the Credit Union. Other benefits include a “no points” policy, which helps keep closing costs low, and no pre-payment penalty for those wanting to pay a little extra towards their loan. 

We do not offer a loan application on line for Mortgage and Home Equity Loan products, as the complexity of these loans require an in-person application process. In order to get started, please contact our Senior Lender, Brenda Slagg, at our Delta office at 970-874-7674.


To view our current loan rates, please click here.

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