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Mobile Banking App

Our Online Banking service is a great convenience for those needing account access via a desktop or laptop computer, however, for those on-the-go our Mobile Banking App will fit the bill!  Our Mobile App is available on Google Play & the Apple App Store by searching "Delta County FCU Mobile App", and can be loaded on any compatible Android or Apple device.  

Through our Mobile App you can...

  • Check account balances and history
  • Transfer funds between your accounts at the Credit Union
  • Use the Bill Pay system to arrange payments to companies, transfer funds to accounts at other financial institutions, and even pay any person who provides you with a cell phone number or email address
  • Link to our full (mobile optimized) website
  • Quickly access Credit Union contact information
  • Access the Co-Op Network Fee-Free ATM Locator
  • View E-Statements
  • Update your contact information with the Credit Union
  • Send a secured message to the Credit Union
  • Set up account alerts
  • Change your password
  • Please Note:  Remote Deposit of Checks cannot be accomplished though our primary app.  For information on Remote Deposit Capture, see below.

Remote Deposit Capture

Remote Deposit Capture (RDC) is a feature available through our stand alone RDC App.  This feature allows the user to deposit checks remotely, via a smart phone or tablet!  In order to be approved for RDC, a member must have a minimum of sixty days of membership with the Credit Union.  If this precondition is met, then the member may download our RDC App and then apply for RDC access via the App.  To apply, the user must tap on the "Remote Deposit" tab and then select the "Sign Up" box below the login panel. 

Once approval is granted, access to RDC is available through the user entering established log in credentials.  In the process of submitting an RDC deposit, the user will snap a photo of the front and back of the check to be deposited.  All deposited checks must be endorsed as follows:  The payee on the check must match the name on the deposit account.  The check must be endorsed as it is written.  The restrictive endorsement "Remote Deposit Only" must appear under the endorsement signature, and the deposit account number and the acronym "DCFCU" must be listed under the restrictive endorsement.  Checks not endorsed in this manner will be rejected.

All deposits will be reviewed by the Credit Union and either be approved or rejected, with the member receiving notice.  Any rejected deposits will include a rejection reason.  Deposited checks are processed two times each business day, at 8am and at 2:30pm. All deposited checks should be kept by the depositor for a minimum of six months.

Guidelines for RDC Deposits:

  • Maximum check amount eligible for deposit: $2,500
  • Maximum cumulative daily check deposit total: $2,500
  • Maximum number of checks deposited per day: None
  • Per deposit fee to Member: .75 cents.

In order to download our FREE app, simply visit the Apple, Google Play, or Amazon App stores using the following icons, and search "Delta County FCU".

App StoreGoogle Play

 

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