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Share Draft Checking

A Share Draft account is another name for a checking account. Your credit union Share Draft account allows you to issue checks against funds held in the account, allows for ATM or Visa Debit Card access to funds, and permits the account holder to establish auto pay arrangements with billers that offer that service. You may also set up direct deposit of payroll, pension or government benefits, and you have full access to our Online Banking and Bill Payment Services, including eStatements, at no charge!

Our Share Draft account has no minimum balance requirement or monthly fees. A dividend (interest) will be paid on your Share Draft account in any month where your Average Daily Balance exceeds $1,000. ATM or Visa Debit Cards are available for a small annual fee. Click here for our Fee Schedule. Low cost checks may be ordered at either of our offices and check re-orders may be initiated by phone, in person at either of our offices, via our mobile app, or within our Online Banking portal.  Have you run out of deposit slips?  If so, click here to print deposit slips!


All of your funds on deposit with Delta County Federal Credit Union are federally insured for up to $250,000 by NCUA.

For a side by side comparison of our account offerings, click here.

To get a jump on the application process, click here, fill out and print the application, and bring it to one of our offices, along with your opening deposit and identification. If your identification does not have a current address, please provide proof of residency (utility bill, mortgage statement, renter's insurance policy, etc.). For details of account opening requirements please click here.

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