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Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an HSA are not subject to federal income tax at the time of deposit. Health Savings Accounts require greater administration for financial institutions that offer them and as a consequence there is a $25 set up fee, a $25 close out fee, and a fee of $2 per month. For details about Health Savings Accounts and the benefits, please click here.


All of your funds on deposit with Delta County Federal Credit Union are federally insured for up to $250,000 by NCUA.

For a side by side comparison of our account offerings, click here.

To get a jump on the application process, click here, fill out and print the application, and bring it to one of our offices, along with your opening deposit and identification. If your identification does not have a current address, please provide proof of residency (utility bill, mortgage statement, renter's insurance policy, etc.). For details of account opening requirements please click here.

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NOTICE: This information is not encrypted. Please do not include any private, personal information, such as account numbers, balance information, or social security numbers in your message to us. If you need to provide this type of information, please contact us directly at the phone numbers listed, or send an e-mail and ask that our representative contact you. Or, if you are an Online Banking customer, you may send a secure message by logging into your Online Banking account.

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