Account Comparison Grid

Account Type Min. Opening Deposit Min. Average Daily Balance to Earn Stated APY Dividends Compounded & Credited Periodic Service Fees ATM Card Debit Card or Checks Direct Deposit or ACH Eligible Limited to 6 With-drawals per Month Penalty for Early With-drawal
Share Savings $25 $50 Quarterly N/A
Youth Savings $5 $5 Quarterly N/A
IRA - invested in Savings $25 $25 Quarterly N/A
IRA - invested in 3 year CD $2,500 $2,500 Quarterly N/A
IRA - invested in 5 year CD $2,500 $2,500 Quarterly N/A
Health Savings $100 $1,000 Monthly $2/mo.
Money Market Savings < $25k $2,500 $2,500 Quarterly N/A
Money Market Savings $25K-75K $25,000 $25,000 Quarterly N/A
Money Market Savings >$75K $75,000 $75,000 Quarterly N/A
  
Money Market Checking $5,000 $5,000 Monthly N/A
Share Draft Checking $100 $1,000 Monthly N/A
  
Share Certificate (CD) 6 mo. $2,500 $2,500 Quarterly N/A
Share Certificate (CD) 1 year $2,500 $2,500 Quarterly N/A
Share Certificate (CD) 18 mo. $2,500 $2,500 Quarterly N/A
Share Certificate (CD) 2 years $2,500 $2,500 Quarterly N/A
Share Certificate (CD) 3 years $2,500 $2,500 Quarterly N/A
Share Certificate (CD) 5 years $2,500 $2,500 Quarterly N/A
Youth Share Certificate (CD) 3 mo. $250 $250 Quarterly N/A


APY on all accounts computed using the Average Daily Balance method.

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