|
|
Savings / Investment
Rates
Effective MAY 14, 2008
|
|
Savings Calculator
|
|
SHARES/SAVINGS |
Annual Percentage Yield |
Dividend Rate |
Minimum
Deposit |
| |
Shares |
0.50% |
0.50% |
$25.00 to open
$50.00 to earn dividend |
| |
Youth Savings |
1.26% |
1.25% |
$5.00 to open
dividends earned up to $1500.00 |
|
SHARE
DRAFT |
APY |
RATE |
Minimum
Deposit |
| |
Checking
$1000 average balance must be
maintained to earn dividend |
0.15% |
0.15% |
$100 minimum to open |
|
MONEY
MARKET |
APY |
RATE |
Minimum
Deposit |
| |
Money Market Checking |
1.25% |
1.25% |
$5,000 minimum to open |
|
Money Market Savings |
1.01%
2.01%
2.78% |
1.00%
2.00%
2.75% |
$2,500 minimum to open
$25,000- $74,999
$75,000 Plus |
|
SHARE
CERTIFICATES |
APY |
RATE |
Minimum
Deposit |
|
3 Month Add-On (Youth Members ONLY) |
2.02% |
2.00% |
$250.00 |
|
6 Month |
2.37% |
2.35% |
$2,500.00 |
|
1 Year |
2.68% |
2.65% |
$2,500.00 |
|
18 Month |
2.78% |
2.75% |
$2,500.00 |
|
2 Year |
3.03% |
3.00% |
$2,500.00 |
|
3 Year |
3.14% |
3.10% |
$2,500.00 |
|
5 Year |
3.24% |
3.20% |
$2,500.00 |
|
HEALTH SAVINGS |
APY |
RATE |
Minimum
Deposit |
| |
$1,000 average balance must be
maintained to earn dividend |
3.00% |
3.00% |
$100 minimum to open |
|
IRA, ROTH IRA &
EDUCATIONAL IRA |
APY |
RATE |
Minimum
Deposit |
|
IRS Savings |
1.76% |
1.75% |
$25.00 |
|
3 Year Share Certificate |
3.34% |
3.30% |
$2,000.00 |
|
5 Year Share Certificate |
3.54% |
3.50% |
$2,000.00 |
|
|
|
|
|
|
- Rates are subject to change
|
|
