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Roth IRA Accounts

If you want to pay taxes on your retirement income now rather than later, consider DCFCU's Roth IRA.

  • Competitive rates .
  • Dividends paid quarterly on Money Market accounts.
  • Dividends paid quarterly on Share Certificates.
  • Earnings may be tax-free.
  • Withdraw the entire amount tax-free after five years if:
  • You are 59½ or older, or
  • You are a first-time home buyer, or
  • You are disabled, or
  • You are a beneficiary of the deceased owner.

Check with our Member Service Representatives for further information about a Roth IRA account.

 -Penalties may apply for early withdrawal.

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