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Kids Gov

Youth Savings Program

Delta County FCU is committed to helping young people build a strong foundation for making financial decisions. The intent of the Youth Savings Account is to teach our youth to set savings goals and achieve them.

Step One

  • To get started you will need $11.00.
  • Open your membership account with at least $5.00.
  • Pay a onetime membership fee of $1.00.
  • The balance must be $25.00 within 6 months. This is your first savings goal!

Step Two

  • Deposit at least $5.00 to open a Youth Member account.
  • The money in this account will earn a higher dividend rate . This is your second savings goal, save more earn more.

Step Three

  • Once you've saved $250.00 you can open a Share Certificate (CD).
  • In this account your money is locked up for 90 days. The money in this account will earn an even higher dividend rate .
  • At maturity you may add additional funds to this Share Certificate (CD). This is your third savings goal, earn Compound Interest.
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