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Traditional IRA Accounts

Whether retirement is in your near future or still years away, it's always the right time to plan for retirement.
A DCFCU Traditional IRA is an essential part of your plan.

Take advantage of the Traditional IRA benefits:

  • Dividends paid quarterly on IRA Money Market accounts.
  • Dividends paid quarterly on IRA share certificates.
  • Earn tax-deferred, compound interest on your money.
  • Deposit up to $5000 of earned income per year.
  • If you are age 50 or older, deposit up to $5000 with a $1000 make up deposit per year.
  • Begin penalty-free withdrawals as early as age 59½.
  • Continue tax-deferred deposits as late as age 70½.

Take penalty-free early distributions for education or a first-time home purchase. Penalties may apply for early withdrawal.

Not intended as tax advice. Please consult a tax professional.

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