If you want to pay taxes on your retirement income now rather than later, consider DCFCU's Roth IRA.

• Competitive rates .
• Dividends paid quarterly on Money Market accounts.
• Dividends paid quarterly on Share Certificates.
• Earnings may be tax-free.
• Withdraw the entire amount tax-free after five years if:

• You are 59½ or older, or
• You are a first-time home buyer, or
• You are disabled, or
• You are a beneficiary of the deceased owner.

Check with our Member Service Representatives for further information about a Roth IRA account

 -Penalties may apply for early withdrawal.

Not intended as tax advice. Please consult a tax professional.