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Health Savings Accounts

Opening your HSA

To open an HSA, you must select a high-deductible health plan. The major advantage of a high-deductible plan is lower premiums. Contributions and plan deductible limits change frequently so consult your tax professional regarding you individual circumstances.


Health Savings Account Benefits:

Protection- You will have an opportunity to save money to pay high or unexpected medical bills.

Affordability- High health insurance policy deductibles mean lower premiums.

Savings- Your ability to deduct your contributions and the tax deferral of account earnings enable you to build your account.

Flexibility- You can contribute at any time during the year, and your HSA balance rolls over from year to year.

Portability- You own the account, so it goes where you go, regardless of any job changes.

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