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Personal Loans

When you need a loan--large or small--for any reason, come to Delta County FCU.

Why?   Here are just a few reasons:

  • Low rates: Our low, competitive rates help you get the best benefits available.
  • Complete loan products: With a variety of loans to choose from, we'll structure a loan plan to meet your specific needs.
  • Caring professionals: We won't offer you a loan that's bad for you just to make money.

Share Secured Loans

Member's shares or certificate of deposits are held for collateral

  • Lowest loan rate available
  • Same day loan
  • Member deposits still earn dividends while securing the loan
  • Term and payment schedule options flexible

Overdraft Line of Credit Loans

  • For members with share draft accounts
  • Low loan rates, no fees: Our loan rates are usually much lower than overdraft protection rates of banks.
  • Overdraft protection: If you write a check that exceeds the amount in your checking account, your line of credit will advance the money you need.
  • A pre-approved loan: Perfect for those unexpected purchases.

Unsecured Loans

A DCFCU signature Loan offers you:

  • Flexibility: Use this loan for just about any expense. Qualifying members may borrow up to $5000 with a maximum term of 24 months
  • Convenience: Quick approval times and low loan rates make this loan an easy choice. Unsecured  loans are made on a member’s credit history
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Equal Housing Lender