| Savings / Investment Rates
|
 |
Effective December 28, 2011
Shares/Savings
|
Annual Percentage Yield
|
Dividend
Rate
|
Minimum
Deposit
|
| Shares |
0.10% |
0.10%
|
$25.00 to open
$50.00 to earn dividend |
| Youth Savings |
0.15% |
0.15% |
$5.00 to open
dividends earned up to $1500.00 |
Share Draft
|
APY
|
RATE
|
Minimum
Deposit
|
Checking
$1000 average balance must be maintained to earn dividend |
0.05% |
0.05% |
$100 minimum to open |
Money Market
|
APY
|
RATE
|
Minimum
Deposit
|
| Money Market Checking |
0.10% |
0.10% |
$5,000 minimum to open |
| Money Market Savings |
0.10%
0.15%
0.20% |
0.10%
0.15%
0.20% |
$2,500 minimum to open
$25,000- $74,999
$75,000 Plus |
Share Certificates
|
APY
|
RATE
|
Minimum
Deposit
|
| 3 Month Add-On (Youth Members ONLY) |
0.25% |
0.25% |
$250.00 |
| 6 Month |
0.30%
|
0.30%
|
$2,500.00 |
| 1 Year |
0.50% |
0.50% |
$2,500.00 |
| 18 Month |
0.55% |
0.55% |
$2,500.00 |
| 2 Year |
0.65% |
0.65% |
$2,500.00 |
| 3 Year |
0.70% |
0.70% |
$2,500.00 |
| 5 Year |
0.90% |
0.90% |
$2,500.00 |
Health Savings
|
APY
|
RATE
|
Minimum
Deposit
|
| $1,000 average balance must be maintained to earn dividend |
0.20% |
0.20% |
$100 minimum to open |
IRA, ROTH IRA & Educational IRA
|
APY
|
RATE
|
Minimum
Deposit
|
| IRA Savings |
0.20% |
0.20%
|
$25.00 |
| 3 Year Share Certificate |
0.70% |
0.70% |
$2,500.00 |
| 5 Year Share Certificate |
0.90% |
0.90% |
$2,500.00 |
- Rates are subject to change
- Early withdrawal penalties may apply
|
|